Student Loan Forgiveness 2025 Apply. Learn about programs like pslf, idr forgiveness, and borrower defense, along. Those who apply to switch to a different idr plan may be placed into a “processing forbearance” for up to 60 days, which can count toward student loan forgiveness for both idr and pslf.

In most cases, you do have to apply for student loan forgiveness. Here are some steps you might take,.